Loan and credit card payoff

See when a loan or card will be paid off, the interest it costs, and what paying more saves.

How to use it

  1. Enter what you owe and the yearly interest rate.
  2. Enter what you pay each month, or how many months you want to take.
  3. Add an extra amount to see how much sooner you would finish.

Example: 5,000 on a card at 18%, paying 200 a month, takes 32 months.

Opening the tool…